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Rick Schwartz

Date Course Tee Slope Rating Score Equation Differential
Aug. 19, 2026 Stumpy Lake Golf Course Green 108 65.6 90 (90 - 65.6) x 113 ÷ 108 = 25.5
Aug. 12, 2026 Kiln Creek Golf Course Green 116 65.3 85 (85 - 65.3) x 113 ÷ 116 = 19.2
Aug. 5, 2026 Cypress Point Country Club Yellow 112 66.7 93 (93 - 66.7) x 113 ÷ 112 = 26.5
July 29, 2026 Sewells Point Golf Course Yellow 112 65.1 84 (84 - 65.1) x 113 ÷ 112 = 19.1
July 22, 2026 Eagle Creek Golf Course Silver 105 65.4 88 (88 - 65.4) x 113 ÷ 105 = 24.3
July 15, 2026 Battlefield Golf Club Gold 116 65.6 87 (87 - 65.6) x 113 ÷ 116 = 20.8
July 1, 2026 Red Wing Lake Golf Course Gold 110 66.4 93 (93 - 66.4) x 113 ÷ 110 = 27.3
June 24, 2026 Ocean View Golf Course Black 111 66.0 94 (94 - 66.0) x 113 ÷ 111 = 28.5
June 10, 2026 Cypress Creek Golfers' Club Gold 119 66.3 89 (89 - 66.3) x 113 ÷ 119 = 21.6
June 3, 2026 Stumpy Lake Golf Course Green 108 65.6 85 (85 - 65.6) x 113 ÷ 108 = 20.3
May 27, 2026 Sewells Point Golf Course Yellow 112 65.1 90 (90 - 65.1) x 113 ÷ 112 = 25.1
May 20, 2026 Chesapeake Golf Club White 118 65.2 95 (95 - 65.2) x 113 ÷ 118 = 28.5
May 13, 2026 Suffolk Golf Course Green 113 65.6 86 (86 - 65.6) x 113 ÷ 113 = 20.4
May 6, 2026 Sleepy Hole Golf Course Yellow 119 67.3 93 (93 - 67.3) x 113 ÷ 119 = 24.4
April 29, 2026 Hells Point Golf Club Gold 122 68.8 93 (93 - 68.8) x 113 ÷ 122 = 22.4
April 22, 2026 Bide-A-Wee Golf Course Yellow 115 65.3 91 (91 - 65.3) x 113 ÷ 115 = 25.3
April 15, 2026 Battlefield Golf Club Gold 116 65.6 92 (92 - 65.6) x 113 ÷ 116 = 25.7
April 8, 2026 Honey Bee Golf Club White 116 65.3 98 (98 - 65.3) x 113 ÷ 116 = 31.9
Nov. 5, 2025 Sleepy Hole Golf Course Yellow 119 67.3 98 (98 - 67.3) x 113 ÷ 119 = 29.2
Oct. 1, 2025 Virginia Beach National Golf Club Gold 115 65.9 94 (94 - 65.9) x 113 ÷ 115 = 27.6

Then we use the 8 lowest differentials according to this USGA table:

We add the lowest 8 differentials together, which are 19.1, 19.2, 20.3, 20.4, 20.8, 21.6, 22.4, 24.3, and get 168.10000000000002.
Then we take that total and get the average differential score 168.10000000000002 ÷ 8 = 21.012500000000003
Lastly we lop off all numbers past the first decimal point and we get

Your handicap Index: 21.0