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Fred Kovner

Date Course Tee Slope Rating Score Equation Differential
June 17, 2026 Kempsville Greens Golf Course Red 110 62.2 83 (83 - 62.2) x 113 ÷ 110 = 21.4
June 10, 2026 Cypress Creek Golfers' Club Red 117 64.9 86 (86 - 64.9) x 113 ÷ 117 = 20.4
June 3, 2026 Stumpy Lake Golf Course Red 99 64.2 78 (78 - 64.2) x 113 ÷ 99 = 15.8
May 27, 2026 Sewells Point Golf Course Red 108 63.0 85 (85 - 63.0) x 113 ÷ 108 = 23.0
May 20, 2026 Chesapeake Golf Club Green 117 64.5 84 (84 - 64.5) x 113 ÷ 117 = 18.8
May 13, 2026 Suffolk Golf Course Red 111 64.0 78 (78 - 64.0) x 113 ÷ 111 = 14.3
May 6, 2026 Sleepy Hole Golf Course Red 111 64.9 81 (81 - 64.9) x 113 ÷ 111 = 16.4
April 29, 2026 Hells Point Golf Club Pink 117 66.8 92 (92 - 66.8) x 113 ÷ 117 = 24.3
April 22, 2026 Bide-A-Wee Golf Course Red 111 63.9 87 (87 - 63.9) x 113 ÷ 111 = 23.5
April 15, 2026 Battlefield Golf Club Red 112 63.5 82 (82 - 63.5) x 113 ÷ 112 = 18.7
April 1, 2026 Heron Ridge Golf Course Red 116 65.1 90 (90 - 65.1) x 113 ÷ 116 = 24.3
March 25, 2026 Virginia Beach National Golf Club Red 111 63.4 90 (90 - 63.4) x 113 ÷ 111 = 27.1
Oct. 15, 2025 Battlefield Golf Club Red 112 63.5 79 (79 - 63.5) x 113 ÷ 112 = 15.6
Oct. 1, 2025 Virginia Beach National Golf Club Red 111 63.4 80 (80 - 63.4) x 113 ÷ 111 = 16.9
Sept. 10, 2025 Red Wing Lake Golf Course Green 102 62.8 84 (84 - 62.8) x 113 ÷ 102 = 23.5
Sept. 3, 2025 Cypress Creek Golfers' Club Red 117 64.9 82 (82 - 64.9) x 113 ÷ 117 = 16.5
Aug. 27, 2025 Stumpy Lake Golf Course Red 99 64.2 81 (81 - 64.2) x 113 ÷ 99 = 19.2
Aug. 13, 2025 Bide-A-Wee Golf Course Red 111 63.9 85 (85 - 63.9) x 113 ÷ 111 = 21.5
Aug. 6, 2025 X - Eagle Haven Golf Course Gold 118 66.0 82 (82 - 66.0) x 113 ÷ 118 = 15.3
July 16, 2025 X - Eagle Haven Golf Course Gold 118 66.0 90 (90 - 66.0) x 113 ÷ 118 = 23.0

Then we use the 8 lowest differentials according to this USGA table:

We add the lowest 8 differentials together, which are 14.3, 15.3, 15.6, 15.8, 16.4, 16.5, 16.9, 18.7, and get 129.5.
Then we take that total and get the average differential score 129.5 ÷ 8 = 16.1875
Lastly we lop off all numbers past the first decimal point and we get

Your handicap Index: 16.1