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Fred Kovner

Date Course Tee Slope Rating Score Equation Differential
Oct. 15, 2025 Battlefield Golf Club Red 112 63.5 79 (79 - 63.5) x 113 ÷ 112 = 15.6
Oct. 1, 2025 Virginia Beach National Golf Club Red 111 63.4 80 (80 - 63.4) x 113 ÷ 111 = 16.9
Sept. 10, 2025 Red Wing Lake Golf Course Green 102 62.8 84 (84 - 62.8) x 113 ÷ 102 = 23.5
Sept. 3, 2025 Cypress Creek Golfers' Club Red 117 64.9 82 (82 - 64.9) x 113 ÷ 117 = 16.5
Aug. 27, 2025 Stumpy Lake Golf Course Red 99 64.2 81 (81 - 64.2) x 113 ÷ 99 = 19.2
Aug. 13, 2025 Bide-A-Wee Golf Course Red 111 63.9 85 (85 - 63.9) x 113 ÷ 111 = 21.5
Aug. 6, 2025 X - Eagle Haven Golf Course Gold 118 66.0 82 (82 - 66.0) x 113 ÷ 118 = 15.3
July 16, 2025 X - Eagle Haven Golf Course Gold 118 66.0 90 (90 - 66.0) x 113 ÷ 118 = 23.0
June 11, 2025 Ocean View Golf Course Gold 105 63.7 80 (80 - 63.7) x 113 ÷ 105 = 17.5
June 4, 2025 Cypress Creek Golfers' Club Red 117 64.9 93 (93 - 64.9) x 113 ÷ 117 = 27.1
May 14, 2025 Stumpy Lake Golf Course Red 99 64.2 80 (80 - 64.2) x 113 ÷ 99 = 18.0
April 23, 2025 Red Wing Lake Golf Course Green 102 62.8 77 (77 - 62.8) x 113 ÷ 102 = 15.7
April 2, 2025 Sleepy Hole Golf Course Red 111 64.9 87 (87 - 64.9) x 113 ÷ 111 = 22.5
March 26, 2025 Sewells Point Golf Course Red 108 63.0 95 (95 - 63.0) x 113 ÷ 108 = 33.5
Nov. 6, 2024 Eagle Creek Golf Course Red 100 63.5 83 (83 - 63.5) x 113 ÷ 100 = 22.0
Oct. 30, 2024 Bide-A-Wee Golf Course Red 111 63.9 82 (82 - 63.9) x 113 ÷ 111 = 18.4
Oct. 9, 2024 Ocean View Golf Course Gold 105 63.7 79 (79 - 63.7) x 113 ÷ 105 = 16.5
Sept. 25, 2024 Virginia Beach National Golf Club Red 111 63.4 83 (83 - 63.4) x 113 ÷ 111 = 20.0
Sept. 11, 2024 Red Wing Lake Golf Course Green 102 62.8 73 (73 - 62.8) x 113 ÷ 102 = 11.3
Aug. 28, 2024 Heron Ridge Golf Course Red 116 65.1 79 (79 - 65.1) x 113 ÷ 116 = 13.5

Then we use the 8 lowest differentials according to this USGA table:

We add the lowest 8 differentials together, which are 11.3, 13.5, 15.3, 15.6, 15.7, 16.5, 16.5, 16.9, and get 121.30000000000001.
Then we take that total and get the average differential score 121.30000000000001 ÷ 8 = 15.162500000000001
Lastly we lop off all numbers past the first decimal point and we get

Your handicap Index: 15.1