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Joe Koziol

Date Course Tee Slope Rating Score Equation Differential
Aug. 20, 2025 Ocean View Golf Course Black 111 66.0 92 (92 - 66.0) x 113 ÷ 111 = 26.5
Aug. 13, 2025 Bide-A-Wee Golf Course Yellow 115 65.3 86 (86 - 65.3) x 113 ÷ 115 = 20.3
Aug. 6, 2025 Eagle Haven Golf Course White 123 68.7 99 (99 - 68.7) x 113 ÷ 123 = 27.8
July 30, 2025 Kempsville Greens Golf Course Yellow 113 64.0 89 (89 - 64.0) x 113 ÷ 113 = 25.0
July 23, 2025 Kiln Creek Golf Course Green 116 65.3 92 (92 - 65.3) x 113 ÷ 116 = 26.0
July 9, 2025 Bide-A-Wee Golf Course Yellow 115 65.3 93 (93 - 65.3) x 113 ÷ 115 = 27.2
July 2, 2025 Cypress Point Country Club Gold 112 66.7 87 (87 - 66.7) x 113 ÷ 112 = 20.5
June 18, 2025 Aeropines Golf Course Orange 109 63.5 91 (91 - 63.5) x 113 ÷ 109 = 28.5
June 11, 2025 Ocean View Golf Course Black 111 66.0 91 (91 - 66.0) x 113 ÷ 111 = 25.5
April 30, 2025 Kempsville Greens Golf Course Yellow 113 64.0 90 (90 - 64.0) x 113 ÷ 113 = 26.0
April 16, 2025 Battlefield Golf Club Gold 116 65.6 91 (91 - 65.6) x 113 ÷ 116 = 24.7
April 9, 2025 Honey Bee Golf Club White 116 65.3 93 (93 - 65.3) x 113 ÷ 116 = 27.0
Nov. 6, 2024 Eagle Creek Golf Course Silver 107 65.5 86 (86 - 65.5) x 113 ÷ 107 = 21.6
Oct. 30, 2024 Bide-A-Wee Golf Course Yellow 115 65.3 87 (87 - 65.3) x 113 ÷ 115 = 21.3
Oct. 9, 2024 Ocean View Golf Course Black 111 66.0 86 (86 - 66.0) x 113 ÷ 111 = 20.4
Sept. 25, 2024 Virginia Beach National Golf Club Gold 115 65.9 94 (94 - 65.9) x 113 ÷ 115 = 27.6
Sept. 18, 2024 Cypress Point Country Club Gold 112 66.7 92 (92 - 66.7) x 113 ÷ 112 = 25.5
Sept. 11, 2024 Red Wing Lake Golf Course Gold 110 66.4 88 (88 - 66.4) x 113 ÷ 110 = 22.2
Sept. 4, 2024 Riverfront Golf Course Green 125 68.3 95 (95 - 68.3) x 113 ÷ 125 = 24.1
Aug. 21, 2024 Eagle Creek Golf Course Silver 107 65.5 85 (85 - 65.5) x 113 ÷ 107 = 20.6

Then we use the 8 lowest differentials according to this USGA table:

We add the lowest 8 differentials together, which are 20.3, 20.4, 20.5, 20.6, 21.3, 21.6, 22.2, 24.1, and get 171.0.
Then we take that total and get the average differential score 171.0 ÷ 8 = 21.375
Lastly we lop off all numbers past the first decimal point and we get

Your handicap Index: 21.3